Terms of Service

Welcome to Bindaro. These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you", "your") and Bindaro Platform Operator ("Company", "we", "us", "our") governing your access to and use of the Bindaro platform.

The Bindaro platform includes:
• The website at bindaro.io (marketing and information)
• The web application at app.bindaro.io (core platform)
• The Android mobile application (distributed via Google Play)
• The iOS mobile application (distributed via Apple TestFlight)
• All related APIs, smart contracts, and services

By creating an account, connecting a wallet, or otherwise accessing or using the Bindaro platform, you acknowledge that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy (which is incorporated herein by reference).

If you do not agree to these Terms, you must not access or use the platform. If you are accessing the platform on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

We reserve the right to modify these Terms at any time. Material changes will be communicated to you via email or through a prominent notice on the platform at least 30 days before they take effect. Your continued use of the platform after changes become effective constitutes acceptance of the revised Terms.

The Bindaro platform is operated by:

• •Entity: Bindaro Platform Operator
• •Contact Email: contact@bindaro.io
• •Website: https://bindaro.io

Bindaro Platform Operator is the sole operator and service provider of the Bindaro platform. All references to "we", "us", or "our" in these Terms refer to Bindaro Platform Operator.

For legal correspondence, please use the contact email address provided above.

In these Terms, the following definitions apply:

• •"Platform" means the Bindaro website, web application, mobile applications, APIs, smart contracts, and all related services operated by Bindaro Platform Operator.

• •"NFT" (Non-Fungible Token) means a unique digital token recorded on a blockchain that represents ownership of or a license to a digital or physical asset, compliant with the ERC-721 or ERC-1155 token standards.

• •"Album" means a user-created digital collection on the Platform that organizes and displays NFTs with custom covers, metadata, and descriptions.

• •"Wallet" means a blockchain-compatible digital wallet (such as MetaMask) used to sign transactions and interact with the Platform.

• •"Marketplace" means the integrated NFT trading functionality within the Platform that facilitates the buying and selling of NFTs.

• •"AI Analytics" means the artificial intelligence-powered features of the Platform that provide collection intelligence, rarity analysis, price insights, and recommendations using Qwen3 models.

• •"Digital Assets" means cryptocurrencies (ETH, WETH, USDC) and NFTs supported on the Platform.

• •"Smart Contract" means self-executing code deployed on a blockchain network that facilitates, verifies, or enforces the terms of a transaction.

• •"On-Chain" means data or transactions that are recorded on a public blockchain network.

• •"Off-Chain" means data stored on the Platform's servers or databases, outside of blockchain networks.

• •"Content" means any text, images, metadata, album designs, reviews, comments, or other materials that a User creates, uploads, or shares on the Platform.

To use the Bindaro platform, you must meet the following requirements:

4.1. Age Requirement
You must be at least 16 years of age (or the applicable minimum age in your jurisdiction) to create an account and use the platform. If you are between 16 and 18 years of age, you represent that you have obtained consent from your parent or legal guardian to use the platform.

Marketplace features involving cryptocurrency transactions may require you to be at least 18 years of age or the legal age of majority in your jurisdiction. You are responsible for ensuring compliance with local laws regarding digital asset transactions.

4.2. Legal Capacity
You represent and warrant that you have the legal capacity to enter into these Terms and that your use of the platform does not violate any applicable laws, regulations, or third-party rights.

4.3. Restricted Jurisdictions
You may not use the platform if you are located in, or a citizen or resident of, any jurisdiction where the use of blockchain technology, cryptocurrency, or NFT trading is prohibited or restricted by law. You are solely responsible for determining whether your use of the platform is lawful in your jurisdiction.

4.4. Sanctions Compliance
You represent and warrant that you are not (a) listed on any sanctions list maintained by the United States, European Union, United Kingdom, or United Nations, or (b) located in or a citizen of a country subject to comprehensive sanctions. Bindaro Platform Operator reserves the right to restrict access to the platform in compliance with applicable sanctions laws.

Bindaro provides the following services:

5.1. Album Creation and Collection Management
• Create custom digital collector albums with covers, descriptions, and metadata
• Organize NFTs into albums and folders with custom sorting and categorization
• Rarity scoring with six tiers (Common, Uncommon, Rare, Epic, Legendary, Mythic)
• Collection hierarchy management with attribute and metadata organization

5.2. NFT Marketplace
• Browse, buy, and sell NFTs through the integrated marketplace
• Support for ETH, WETH, and USDC payment tokens
• Listing, bidding, and direct purchase functionality
• Transaction facilitated through audited smart contracts on Ethereum and Polygon

5.3. Wallet Integration
• Connect Web3 wallets (MetaMask, WalletConnect) for authentication and transaction signing
• Auto-discovery of NFT collections (ERC-721 and ERC-1155 tokens) from connected wallets
• Multichain support for Ethereum and Polygon networks, with additional networks planned

5.4. AI-Powered Analytics
• Smart recommendations for collection completion and acquisition
• Rarity insights and trait frequency analysis
• Price opportunity detection with BUY/HOLD/AVOID signals
• Auto-classification of collections (ART, PFP, GAMING, MUSIC, UTILITY)
• Portfolio valuation using multiple market data signals
• All AI features powered by Qwen3 models running on local infrastructure

5.5. Social and Discovery Features
• Follow creators and other collectors
• Like, share, and discover albums and collections
• Community-driven trending collections and leaderboards

5.6. Service Availability
We strive to maintain the availability of the platform but do not guarantee uninterrupted or error-free access. The platform may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control.

6.1. Wallet Responsibility
You are solely responsible for the security of your blockchain wallet, including your private keys, seed phrases, and wallet credentials. Bindaro Platform Operator does not have access to, and cannot recover, your private keys or seed phrase.

• •Never share your private keys or seed phrase with anyone, including Bindaro Platform Operator employees.
• •Bindaro Platform Operator will never ask for your private keys or seed phrase.
• •Loss of your private keys or seed phrase may result in permanent loss of access to your digital assets.

6.2. Transaction Confirmation
All blockchain transactions initiated through the platform require your explicit confirmation and signature in your wallet application (e.g., MetaMask). Bindaro Platform Operator cannot execute transactions on your behalf without your wallet signature.

6.3. Gas Fees
Blockchain transactions require network fees ("gas fees") paid in the native cryptocurrency of the respective network (ETH for Ethereum, MATIC/POL for Polygon). Gas fees are determined by network conditions and are paid directly to blockchain validators — Bindaro Platform Operator does not receive any portion of gas fees.

6.4. Transaction Finality
Blockchain transactions are irreversible once confirmed on the network. Bindaro Platform Operator cannot reverse, cancel, or modify any on-chain transaction after it has been confirmed. You are responsible for verifying all transaction details before confirming.

6.5. Network Risks
Blockchain networks may experience congestion, forks, or other disruptions that can delay or affect transactions. Bindaro Platform Operator is not responsible for delays, failures, or losses resulting from blockchain network issues.

6.6. Smart Contract Risks
Marketplace transactions are facilitated by smart contracts. While we take reasonable steps to ensure the security of our smart contracts (including auditing), smart contracts may contain vulnerabilities. Bindaro Platform Operator is not liable for losses resulting from smart contract exploits, bugs, or vulnerabilities.

7.1. Nature of NFTs
NFTs are cryptographic tokens recorded on a blockchain that represent a unique entry in a distributed ledger. Purchasing or owning an NFT does not necessarily grant you intellectual property rights (such as copyright) to the underlying digital content, unless explicitly stated by the NFT creator.

7.2. Ownership
Ownership of an NFT is determined solely by the records on the applicable blockchain network. Bindaro displays NFT ownership based on on-chain data but does not adjudicate ownership disputes.

7.3. No Guarantee of Value
NFTs are speculative digital assets. Bindaro Platform Operator makes no representations or warranties regarding:
• The current or future value of any NFT
• The liquidity or marketability of any NFT
• The authenticity or originality of the underlying content
• The continued existence or accessibility of any off-chain metadata or media

7.4. Content Risks
NFTs may reference off-chain media (images, videos, metadata) hosted on third-party services. Bindaro Platform Operator is not responsible for the availability, integrity, or accuracy of off-chain content. If a third-party hosting service goes offline, the associated media may become inaccessible even though the NFT token remains on-chain.

7.5. Regulatory Uncertainty
The regulatory status of NFTs and digital assets varies by jurisdiction and is subject to change. You are solely responsible for understanding and complying with applicable laws and regulations in your jurisdiction regarding the acquisition, ownership, and transfer of NFTs and digital assets.

8.1. Informational Purposes Only
All AI-generated analytics, insights, recommendations, and valuations provided by the Bindaro platform are for informational purposes only. They do not constitute financial advice, investment advice, trading recommendations, or any other form of professional advice.

8.2. No Guarantees
AI outputs are generated by Qwen3 machine learning models (Apache 2.0 licensed) that analyze publicly available market data. While we strive for accuracy, Bindaro Platform Operator does not guarantee the accuracy, completeness, timeliness, or reliability of any AI-generated output. Specifically:

• •Rarity scores are based on trait frequency analysis and may not reflect perceived or market-determined rarity.
• •Price opportunity signals (BUY/HOLD/AVOID) are statistical assessments, not predictions of future price movements.
• •Portfolio valuations are estimates based on available data and may differ from actual market values.
• •Recommendations are algorithmically generated and may not account for all relevant factors.

8.3. Your Responsibility
You are solely responsible for your own investment, trading, and collecting decisions. You should conduct your own research and, if appropriate, seek independent professional advice before making any financial decisions based on information provided by the platform.

8.4. Model Limitations
AI models may produce inaccurate, incomplete, or misleading outputs. Models may reflect biases present in training data. Past market data does not predict future performance. Bindaro Platform Operator disclaims all liability for losses or damages arising from reliance on AI-generated outputs.

8.5. No Automated Decision-Making
AI analytics on the platform are advisory only and do not constitute automated decision-making within the meaning of Art. 22 GDPR. No platform feature restricts access, alters pricing, or otherwise significantly affects users based solely on AI-generated outputs.

9.1. Listing NFTs
To list an NFT for sale on the Bindaro marketplace, you must:
• Own the NFT (as verified by on-chain records) or have authorization to sell it
• Set a listing price in a supported currency (ETH, WETH, or USDC)
• Approve the marketplace smart contract to transfer the NFT upon sale
• Provide accurate listing information

9.2. Purchasing NFTs
When purchasing an NFT through the marketplace:
• You agree to pay the listed price plus applicable gas fees
• The transaction is executed through a smart contract and is irreversible upon confirmation
• Ownership is transferred on-chain upon successful transaction completion
• You are responsible for verifying the NFT's authenticity and characteristics before purchase

9.3. Fees
• Marketplace transactions may carry protocol fees, which are clearly disclosed before transaction confirmation.
• Gas fees are network fees paid to blockchain validators and are not set or received by Bindaro Platform Operator.
• Fee structures may change with notice. Current fee information is available on the platform.

9.4. Prohibited Listings
You may not list or sell NFTs that:
• You do not own or are not authorized to sell
• Infringe on intellectual property rights of third parties
• Contain illegal, obscene, or harmful content
• Were created through fraudulent means (e.g., counterfeit collections)
• Are subject to legal disputes, liens, or encumbrances

9.5. Dispute Resolution Between Users
Bindaro Platform Operator is a platform provider and does not act as a party to marketplace transactions between users. Disputes regarding NFT authenticity, quality, or ownership are the responsibility of the transaction parties. However, we may, at our sole discretion, intervene to remove fraudulent listings or suspend accounts engaged in abusive practices.

10.1. Platform Intellectual Property
The Bindaro platform, including its design, software, code, user interface, logos, trademarks, graphics, and documentation, is the intellectual property of Bindaro Platform Operator and is protected by copyright, trademark, and other applicable intellectual property laws.

You may not copy, modify, distribute, sell, lease, reverse engineer, or create derivative works from any part of the platform without prior written consent from Bindaro Platform Operator.

10.2. AI Model Licensing
The Qwen3 AI models used by the platform are licensed under the Apache License, Version 2.0. The AI model outputs generated on the platform are provided as part of the Bindaro service and are subject to these Terms.

10.3. User-Created Content
You retain ownership of original content you create on the platform (such as album designs, descriptions, and organizational structures). By creating content on the platform, you grant Bindaro Platform Operator a non-exclusive, worldwide, royalty-free license to display, distribute, and reproduce such content as necessary to operate and promote the platform.

10.4. NFT Content
Intellectual property rights associated with NFT content (artwork, music, media) are determined by the terms set by the NFT creator or collection. Bindaro does not claim any intellectual property rights over NFT content displayed on the platform. The display of NFT content on the platform is for the purpose of enabling collection management and marketplace functionality.

10.5. DMCA and Copyright Complaints
If you believe that content on the platform infringes your copyright, please contact us at contact@bindaro.io with a detailed description of the alleged infringement. We will respond to valid copyright complaints in accordance with applicable law.

You agree not to engage in any of the following prohibited activities when using the Bindaro platform:

11.1. Fraud and Deception
• Creating, listing, or promoting counterfeit or fraudulent NFTs
• Impersonating another person, entity, or NFT collection
• Providing false or misleading information in listings, profiles, or communications
• Engaging in wash trading (self-dealing to artificially inflate transaction volumes or prices)
• Manipulating marketplace prices or rarity scores

11.2. Security Violations
• Attempting to gain unauthorized access to accounts, wallets, or platform systems
• Introducing malware, viruses, or other harmful code
• Conducting denial-of-service attacks or other actions intended to disrupt the platform
• Exploiting bugs or vulnerabilities in the platform or smart contracts (report them to contact@bindaro.io instead)
• Scraping, crawling, or automated data extraction beyond permitted API usage

11.3. Illegal Activity
• Using the platform for money laundering, terrorist financing, or other financial crimes
• Violating applicable sanctions, export controls, or trade restrictions
• Engaging in any activity that violates applicable local, national, or international law
• Using the platform to facilitate the sale of illegal goods or services

11.4. Harassment and Harmful Content
• Harassing, threatening, or intimidating other users
• Posting or sharing hateful, discriminatory, or violent content
• Sharing content that exploits or endangers minors
• Spamming, phishing, or engaging in other unsolicited communications

11.5. Platform Integrity
• Interfering with the proper functioning of the platform
• Circumventing rate limits, access controls, or security measures
• Creating multiple accounts to evade bans or restrictions
• Using bots or automated tools in a manner that degrades platform performance or user experience

Violation of these rules may result in immediate account suspension or termination, removal of content and listings, and referral to law enforcement where appropriate.

12.1. Content You Create
You are solely responsible for all content you create, upload, or share on the platform, including album designs, descriptions, comments, reviews, and profile information.

12.2. Content Standards
All user content must:
• Be accurate and not misleading
• Not infringe on the intellectual property rights of third parties
• Not contain illegal, obscene, defamatory, or harmful material
• Comply with all applicable laws and regulations
• Not contain personal data of third parties without their consent

12.3. License Grant
By posting content on the platform, you grant Bindaro Platform Operator a non-exclusive, worldwide, royalty-free, sublicensable, and transferable license to use, display, reproduce, modify (for formatting purposes), distribute, and make available your content in connection with operating, promoting, and improving the platform. This license continues until you delete your content or your account, at which point Bindaro Platform Operator will cease displaying the content within a reasonable time, except where retention is required by law or for legitimate business purposes (e.g., cached copies, backups).

12.4. Content Removal
Bindaro Platform Operator reserves the right to remove, disable, or restrict access to any user content that violates these Terms, without prior notice. We are not obligated to monitor user content but may do so at our discretion.

12.5. Backup Responsibility
You are responsible for maintaining your own backups of content you create on the platform. Bindaro Platform Operator is not responsible for the loss of user content due to account deletion, platform changes, or technical issues.

13.1. Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE BINDARO PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. BINDARO PLATFORM OPERATOR SPECIFICALLY DISCLAIMS ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Bindaro Platform Operator does not warrant that:
• The platform will be uninterrupted, error-free, or secure
• Any defects will be corrected
• AI analytics outputs will be accurate, complete, or reliable
• The platform will meet your specific requirements

13.2. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BINDARO PLATFORM OPERATOR SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
• Loss of profits, revenue, or data
• Loss of or damage to digital assets (NFTs, cryptocurrencies)
• Losses arising from blockchain network issues, smart contract failures, or wallet compromises
• Losses arising from reliance on AI-generated analytics or recommendations
• Losses arising from marketplace transactions between users
• Losses arising from unauthorized access to your account or wallet

13.3. Aggregate Liability Cap
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BINDARO PLATFORM OPERATOR'S TOTAL AGGREGATE LIABILITY ARISING FROM OR RELATING TO THESE TERMS OR YOUR USE OF THE PLATFORM SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL FEES PAID BY YOU TO BINDARO PLATFORM OPERATOR IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED EUROS (EUR 100).

13.4. EU Consumer Rights
Nothing in these Terms limits or excludes liability that cannot be limited or excluded under applicable law, including liability for (a) death or personal injury caused by negligence, (b) fraud or fraudulent misrepresentation, or (c) any liability that cannot be excluded under EU consumer protection law. If you are a consumer in the European Union, you retain all mandatory consumer protection rights under the laws of your Member State of residence.

By using the Bindaro platform, you acknowledge and accept the following risks:

14.1. Digital Asset Risks
• Cryptocurrency and NFT markets are highly volatile. Values can fluctuate dramatically and may drop to zero.
• Past performance of any digital asset does not indicate future results.
• Digital assets may become illiquid, making it difficult or impossible to sell them.
• Regulatory changes may adversely affect the value, usability, or legality of digital assets.

14.2. Blockchain and Technology Risks
• Blockchain networks may experience congestion, forks, reorganizations, or failures.
• Smart contracts may contain bugs or vulnerabilities that could result in loss of assets.
• Private key loss results in permanent and irreversible loss of associated assets.
• Wallet software may have security vulnerabilities.

14.3. Platform Risks
• The platform may be unavailable due to maintenance, technical issues, or circumstances beyond our control.
• Features may be modified, suspended, or discontinued.
• Third-party services integrated with the platform (e.g., blockchain nodes, social login providers) may experience outages or discontinue service.

14.4. AI Analytics Risks
• AI models may produce inaccurate, incomplete, or misleading outputs.
• AI recommendations should not be relied upon as the sole basis for financial decisions.
• Historical data analysis does not predict future outcomes.

14.5. Regulatory Risks
• The legal and regulatory landscape for digital assets is evolving and uncertain.
• Changes in laws or regulations may restrict or prohibit the use of the platform or certain features.
• You are solely responsible for compliance with applicable laws in your jurisdiction.

YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THESE RISK DISCLAIMERS AND THAT YOU USE THE PLATFORM AT YOUR OWN RISK.

If you are a consumer in the European Union, you may have a right of withdrawal under Directive 2011/83/EU (Consumer Rights Directive) when entering into a distance contract.

15.1. Free Services
The core Bindaro platform features (album creation, collection management, social features, AI analytics) are provided free of charge. The right of withdrawal under the Consumer Rights Directive applies to contracts where the consumer pays a price. However, to the extent that providing these services involves processing your personal data beyond what is strictly necessary for service provision and you have given consent, you may withdraw that consent at any time (see our Privacy Policy).

15.2. Marketplace Transactions
Pursuant to Art. 16(m) of Directive 2011/83/EU, the right of withdrawal does not apply to contracts for the supply of digital content which is not supplied on a tangible medium if the performance has begun with your prior express consent and your acknowledgment that you thereby lose your right of withdrawal.

When you confirm a marketplace transaction (purchase or sale of an NFT), you expressly consent to immediate performance of the smart contract and acknowledge that:
• The blockchain transaction will be executed immediately upon your wallet signature.
• Due to the irreversible nature of blockchain transactions, the right of withdrawal cannot be exercised after a transaction has been confirmed on-chain.

15.3. Withdrawal Procedure
For any services where the right of withdrawal applies, you may exercise this right within 14 days from the date of contract conclusion by contacting us at contact@bindaro.io with a clear statement of your decision to withdraw. You may use the model withdrawal form provided by Annex I(B) of Directive 2011/83/EU, but it is not mandatory.

To the maximum extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Bindaro Platform Operator, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from:

• •Your use of the Bindaro platform
• •Your violation of these Terms
• •Your violation of any applicable law or regulation
• •Your violation of any third-party rights, including intellectual property rights
• •Content you create, upload, or share on the platform
• •Your marketplace transactions and interactions with other users
• •Any unauthorized use of your account resulting from your failure to secure your credentials

This indemnification obligation shall survive the termination of your account and these Terms.

Note for EU consumers: This indemnification clause applies only to the extent permitted by the mandatory consumer protection laws of your Member State of residence. It does not limit your statutory rights as a consumer.

17.1. Informal Resolution
Before initiating any formal dispute resolution proceedings, you agree to first contact us at contact@bindaro.io and attempt to resolve the dispute informally. We will endeavor to respond to your complaint within 14 business days. Most concerns can be resolved through direct communication.

17.2. Governing Law
These Terms and any disputes arising from or relating to them shall be governed by and construed in accordance with the laws of Poland, without regard to its conflict of law provisions. If you are a consumer in the European Union, you also benefit from the mandatory provisions of the consumer protection laws of your Member State of residence.

17.3. Jurisdiction
Any disputes that cannot be resolved informally shall be submitted to the competent courts in Poland. If you are a consumer in the European Union, you may also bring proceedings in the courts of your Member State of residence, and we may only bring proceedings against you in the courts of your Member State of residence, in accordance with Regulation (EU) No. 1215/2012 (Brussels I Recast).

17.4. EU Online Dispute Resolution
If you are a consumer in the European Union, you may use the European Commission's Online Dispute Resolution (ODR) platform to resolve disputes online. The ODR platform is available at: https://ec.europa.eu/consumers/odr

Our email address for ODR purposes is: contact@bindaro.io

17.5. No Class Actions
To the extent permitted by applicable law, any dispute resolution proceedings shall be conducted on an individual basis and not as part of a class, consolidated, or representative action. This provision does not apply to consumers in jurisdictions where class action waivers are prohibited by mandatory law.

18.1. Termination by You
You may terminate your account at any time by:
• Using the account deletion feature in your platform settings
• Contacting us at contact@bindaro.io with a request to delete your account

Upon account termination, we will delete your personal data in accordance with our Privacy Policy. Note that on-chain data (blockchain transactions, NFT transfers) cannot be deleted due to the immutable nature of blockchain technology.

18.2. Termination by Bindaro Platform Operator
We may suspend or terminate your account, with or without notice, if:
• You violate these Terms or any applicable law
• You engage in prohibited conduct as described in Section 11
• Your account is involved in fraudulent or suspicious activity
• We are required to do so by law or regulatory authority
• We discontinue the platform or a material portion of its services

Where possible, we will provide notice before termination and an opportunity to export your off-chain data. In cases of serious violations (fraud, security threats, illegal activity), immediate termination without prior notice may be necessary.

18.3. Effect of Termination
Upon termination:
• Your right to access and use the platform ceases immediately.
• Any pending marketplace listings will be canceled.
• Your albums and off-chain content will be removed from public display.
• NFTs in your wallet remain in your wallet — Bindaro Platform Operator cannot affect ownership of your on-chain assets.
• Provisions of these Terms that by their nature should survive termination will continue to apply, including Sections 13 (Limitation of Liability), 14 (Risk Disclaimers), 16 (Indemnification), 17 (Dispute Resolution), and 10 (Intellectual Property).

18.4. Data After Termination
Following account termination, we will retain your data only as required by applicable law or as described in our Privacy Policy. Personal data will be deleted or anonymized within 30 days of account deletion, except for data subject to legal retention requirements.

If you access the Bindaro platform through a mobile application downloaded from an app store, the following additional terms apply:

19.1. Google Play (Android)
• The Bindaro Android application is distributed via Google Play as Early Access (open testing). Your use of the Android app is also subject to the Google Play Terms of Service.
• Google LLC is not a party to these Terms and has no obligation to provide maintenance, support, or warranty for the Bindaro app.
• Google is not responsible for addressing any claims relating to the app, including product liability claims, consumer protection claims, or intellectual property infringement claims.
• You represent that you are not located in a country subject to a U.S. Government embargo or designated as a "terrorist supporting" country, and that you are not on any U.S. Government list of prohibited or restricted parties.
• In the event of any failure of the app to conform to any applicable warranty, you may notify Google, and Google may refund the purchase price of the app (if any). To the maximum extent permitted by applicable law, Google has no other warranty obligation with respect to the app.
• Our data collection and use practices are described in our Privacy Policy and in our Google Play Data Safety section.

19.2. Apple App Store (iOS)
• The Bindaro iOS application is distributed via Apple TestFlight (during closed testing) and may be distributed via the Apple App Store in the future. Your use of the iOS app is also subject to the Apple Media Services Terms and Conditions.
• Apple Inc. is not a party to these Terms and has no obligation to provide maintenance, support, or warranty for the Bindaro app.
• Apple is not responsible for addressing any claims relating to the app, including product liability claims, consumer protection claims, or intellectual property infringement claims.
• In the event of any third-party claim that the app infringes that third party's intellectual property rights, Bindaro Platform Operator (not Apple) is solely responsible for the investigation, defense, settlement, and discharge of such claim.
• Apple and its subsidiaries are third-party beneficiaries of these Terms as they relate to the iOS app, and Apple shall have the right to enforce these Terms against you as a third-party beneficiary.
• You represent that (a) you are not located in a country subject to a U.S. Government embargo or designated as a "terrorist supporting" country, and (b) you are not on any U.S. Government list of prohibited or restricted parties.
• Our data collection and use practices are described in our Privacy Policy and in our App Store Privacy Labels.

Bindaro Platform Operator shall not be liable for any failure or delay in performing its obligations under these Terms where such failure or delay results from circumstances beyond its reasonable control ("Force Majeure Event").

Force Majeure Events include, but are not limited to:
• Natural disasters (earthquakes, floods, hurricanes, volcanic eruptions)
• Epidemics, pandemics, or public health emergencies
• War, armed conflict, terrorism, or civil unrest
• Government actions, sanctions, embargoes, or regulatory changes
• Blockchain network failures, forks, or 51% attacks
• Internet or telecommunications infrastructure failures
• Distributed denial-of-service (DDoS) attacks or cyberattacks beyond reasonable mitigation measures
• Power outages or utility failures
• Strikes, labor disputes, or supply chain disruptions
• Any other event beyond the reasonable control of Bindaro Platform Operator

In the event of a Force Majeure Event, Bindaro Platform Operator's obligations under these Terms shall be suspended for the duration of the event. We will use reasonable efforts to mitigate the impact and resume normal operations as soon as practicable.

If a Force Majeure Event continues for more than 90 consecutive days, either party may terminate these Terms by written notice to the other party.

21.1. Entire Agreement
These Terms, together with the Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Bindaro Platform Operator regarding the use of the Bindaro platform and supersede all prior agreements, communications, and understandings.

21.2. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.

21.3. Waiver
The failure of Bindaro Platform Operator to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by Bindaro Platform Operator.

21.4. Assignment
You may not assign or transfer your rights or obligations under these Terms without the prior written consent of Bindaro Platform Operator. Bindaro Platform Operator may assign its rights and obligations under these Terms to an affiliate or in connection with a merger, acquisition, or sale of assets, provided that the assignee agrees to be bound by these Terms.

21.5. Notices
Notices to Bindaro Platform Operator should be sent to contact@bindaro.io. Notices to you will be sent to the email address associated with your account or displayed as a notice on the platform. Notices sent by email are deemed received on the day they are sent.

21.6. Relationship of Parties
Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and Bindaro Platform Operator. You do not have the authority to bind Bindaro Platform Operator in any way.

21.7. Third-Party Rights
Except as expressly stated in Section 19 (App Store Acknowledgments) with respect to Apple as a third-party beneficiary, these Terms do not confer any rights on third parties.

21.8. Language
These Terms are drafted in English. If these Terms are translated into any other language, the English version shall prevail in the event of any inconsistency.

21.9. Headings
Section headings are for convenience only and do not affect the interpretation of these Terms.

If you have any questions, concerns, or feedback about these Terms of Service or the Bindaro platform, please contact us:

• •Entity: Bindaro Platform Operator
• •Email: contact@bindaro.io
• •Website: https://bindaro.io

For legal matters, including DMCA takedown requests, dispute resolution, and data protection inquiries, please use the email address above and clearly indicate the nature of your request in the subject line.

For data protection matters specifically, you may also contact the competent supervisory authority:

Urząd Ochrony Danych Osobowych (UODO)
Prezes Urzędu Ochrony Danych Osobowych
ul. Stawki 2
00-193 Warszawa
Poland
Phone: +48 22 531 03 00
Website: https://uodo.gov.pl
Email: kancelaria@uodo.gov.pl

For EU Online Dispute Resolution:
https://ec.europa.eu/consumers/odr